5 Florida Waterfront and Gated Community Homes Under $750K

Along the water’s edge in Lynn Haven, this lovingly remodeled historic home balances its original character with thoughtful contemporary updates. Inside, gorgeous original hardwood floors set the tone, while a remodeled kitchen brings everyday ease with generous cabinetry and counterspace, a ceramic stovetop, farmer sink, oven, and dishwasher; a bay-window breakfast nook catches the morning light. The dining room’s built-in bar nods to the home’s past, when ice was delivered directly to the old icebox, and the living room is sized to host a crowd. Outside, life revolves around the dock, where fishing and paddle boarding unfold just steps from the yard, plus a boat house with lift for up to a 30’ boat and an additional lift for jet skis or a john boat. A recently added pool with sun shelf, paver patio, and waterside firepit make evenings linger.

On a residential street in The Villages, this Rancho Mirage (Natchez) model pairs thoughtful upgrades with an easy Florida rhythm—Bond Paid. The kitchen is designed for real cooking, with a cooktop, built-in ovens, granite surfaces, stainless steel appliances, and a prep island. Plantation shutters run throughout, complemented by crown molding in the main living areas and primary suite, plus extensive custom cabinetry and shelving. A distinctive primary suite includes a private attached office/craft room with a cedar-lined window seat and storage, along with an en suite offering two walk-in closets, double-sink vanities, and a built-in make-up vanity. A front guest room adds a built-in Murphy bed with integrated lighting, drawers, and shelving. Outside, an extended lanai with hot tub, fire pit, and a fully equipped summer kitchen overlooks a peaceful owl and tortoise preserve—made for sunrise coffee.

Along the water’s edge in the resort-style, gated community of Waterside Pointe, this residence is set on nearly half an acre with expansive lake frontage—an uncommon offering here. Recent 2024 upgrades span more than $60,000 and include all-new light fixtures, crown molding, 5.5-inch baseboards, refreshed interior and exterior paint (including ceilings), new screening, and updated details such as cabinet fixtures, a new faucet, new dryer, hose valves, and a new vanity in the second ensuite bathroom. Inside, an inviting entry introduces extended-height ceilings and wood-like tile flooring, opening to a relaxed sitting room and a bright formal dining space. The open living area is finished with a coffered ceiling and framed water views, while the gourmet kitchen centers on a large custom island with bar seating, 42-inch cabinetry, granite countertops, and stainless-steel appliances. Sliding glass doors extend daily life to a 500-square-foot screened lanai overlooking the lake.

Along the preserve edge in the gated Shores at RiverTown, this upgraded Osprey floor plan enjoys peekaboo St. Johns River views and a calm, private backdrop. The rare 4-bedroom plus loft layout is the only Osprey in The Shores built with a first-floor bedroom and full bath—ideal for guests, multi-generational living, or a quiet office. An oak staircase with black metal spindles leads to a spacious upstairs loft that flexes easily with daily life. Finishes feel current and cohesive, from engineered hardwood on the first floor to upgraded LVP upstairs. The gourmet KitchenAid kitchen pairs a gas cooktop and decorative hood with a farmhouse sink, while upgraded baths and added recessed lighting sharpen the details. Outside, an extended lanai, privacy wall, and oversized patio expand the outdoor rhythm. Resort-style amenities, scenic trails, and nearby shopping and dining round out the setting.

Along the water’s edge within the gated Mariposa community of Gulf Harbour in Fort Myers, this expertly remodeled second-level residence pairs modern comfort with thoughtful design. Soaring 14-foot ceilings elevate the main living area, while natural light draws you onto a 260-square-foot, east-facing wraparound screened lanai for calm morning views. The gourmet kitchen anchors the home with Level 3 granite countertops, custom white cabinetry with pull-out shelves, a natural gas range, newer stainless-steel appliances, upper and under-cabinet lighting, a wine cooler, and a striking backsplash. Luxury vinyl flooring runs throughout, complemented by high-end stair carpeting. The primary suite opens directly to the lanai and includes a tray ceiling, custom walk-in closet, and spa-inspired bath with vessel sinks and a floor-to-ceiling tiled walk-in shower. Sport membership is available, with amenities including a nearby community pool.