5 Heartland Homes and Lake of the Ozarks Condos Under $375K

Along the water’s edge at Bay Point Lane in Osage Beach, this charming two-level condo is conceived as a true lakeside retreat—where the pace softens and time feels more intentional. Inside, three bedrooms and three full bathrooms create an easy rhythm for everyday comfort and longer stays with family and friends. Outdoor living takes center stage with two inviting decks, perfect for morning coffee or evening cocktails as panoramic lake views stretch toward unforgettable sunsets. The setting encourages both quiet reflection and lively gatherings, with the lake always within sight. For those looking to deepen the waterfront lifestyle, an additional purchase option is available: a 10×24 boat slip with lift, remote, and dock locker (Dock 2, Slip 2L), as well as a 2006 Sea Ray 240 Sundeck.

Set on the south side of County Road 996 in Butler, this renovated ranch pairs a gently sloping yard site with wide, country-facing views while remaining close to town. Inside, the layout includes a living room, kitchen, dining room, utility room, three bedrooms with hardwood flooring, and one full bath finished with tile wainscot, a solid-top vanity, and a shower. New LVP runs through much of the home, complemented by new bathroom flooring and new vinyl in the utility room, while a brick wood-burning fireplace anchors the living room. An enclosed sunroom adds a bright, all-season retreat with three walls of windows, thermal-pane vinyl windows, painted drywall, a tile ceiling, LVP flooring, and its own mini-split system. Below, an open, full unfinished basement includes a one-car garage space. A 2019 Koehn Building Systems shop—insulated, lined, and LED-lit—adds serious flexibility, with concrete floors, porch roof, and powered overhead doors for easy daily use.

Set on an oversized 0.32+ acre cul-de-sac lot in La Vista, this Magnolia-inspired retreat balances charm and warmth with a thoughtfully maintained interior. Inside, the home offers 3 bedrooms and 2 baths, along with spacious living areas and an expansive floor plan designed for both everyday comfort and easy entertaining. An attached 2-car garage adds practical convenience without interrupting the welcoming flow from the front door onward. Outdoors, the meticulously landscaped backyard reads like a private oasis, framed by lush greenery and anchored by a generous double-deck setup—ideal for morning coffee, casual gatherings, or quiet evenings outside. With magazine-worthy curb appeal and a location within the Millard School District, it’s a place that feels considered, comfortable, and quietly special from the moment you arrive.

On N 6th Street in Oskaloosa, this South townhouse brings new life to a former church interior—once home to kitchens, restrooms, and meeting rooms—now reimagined as a polished residential space. The open-concept kitchen sets the tone with granite, custom-made wood waterfall countertops, and white glass Samsung appliances. A custom tiled fireplace with a waterfall mantle adds a tailored focal point. The guest room offers a large closet, paired with a bath featuring a ceramic tiled walk-in shower. In the primary suite, double gold vessel sinks, a zero-entry shower, and a generous walk-in closet create a well-considered retreat. Custom maple cabinetry and granite countertops continue throughout, complemented by high-end lighting, plumbing fixtures, and kitchen appliances, plus a radon mitigation system. Front and back patio areas and a 2-car garage complete the everyday ease.

Along the water’s edge at the 4 mile marker on Lake of the Ozarks, this condo sits within Isla del Sol—an iconic, gated island known among lake lovers. Mornings begin on the east-facing screened deck, where coffee pairs naturally with watercolor sunrises and an open view of the day ahead. Inside, barefoot-friendly LVP flooring runs throughout—no carpet—offering a practical, pet-paw-friendly finish for everyday living. The residence is steps from the elevator, with easy access to the point pool and a 14×36 slip in the cove-side dock. Outdoors, a gathering deck with newly installed grill stations and gas firepits overlooks a zero-entry pool, setting the scene for unhurried afternoons and easy evenings. Short-term rentals are allowed here, adding flexibility to the lake lifestyle.