5 Luxury Florida Waterfront Homes from Bay to Gulf Coast

Along the water’s edge in gated Osprey Cove on Turnbull Bay, this luxury Key West-style waterfront home is arranged for easy, everyday living with a strong connection to the outdoors. A spacious living area centers on a fireplace, while the chef’s kitchen keeps the bay in view. An office adds a quiet place to work or read. Upstairs, the top-floor master suite opens to a private balcony and is paired with a spa bath for a more restorative routine. The ground floor expands the layout with a family room, additional living space, and a screened patio that invites long, breezy afternoons. Outside, a private dock sets the scene for life on the water, complemented by an outdoor fireplace and lush landscaping that frames the setting.

Steps from the shoreline, 105 Circle Drive places you on the beachside of Hwy 98 in Mexico Beach—less than 300 steps from the sugar-white sand and emerald waters of the Gulf. Built in 2022 by Affinity Custom, this single-family residence is offered fully furnished and thoughtfully stocked, down to linens and kitchenware, for an easy, turnkey rhythm. Inside, 9-foot ceilings, crown molding, and a bright coastal feel frame an efficient layout with comfortable gathering spaces and privacy for guests. Samsung appliances anchor the kitchen, and a Samsung washer and dryer convey with an acceptable offer. Two levels of expansive decks deliver Gulf views and over 1,500 square feet of outdoor living space. Below, generous covered parking and storage create room for beach gear, golf carts, boats, RVs, and post-beach gatherings, with an outdoor shower close at hand.

Along the water’s edge on Flagler Beach, this oceanfront residence offers 50 feet of unobstructed ocean views, set away from the commercial core yet close enough to enjoy local festivities, restaurants, bars, and the Flagler Beach Pier. Inside, over 2,650 square feet includes three rooms downstairs with a full bath, newer LVP flooring, and fresh paint. Glass doors open to a stamped-concrete patio with a hot tub, an expansive fully fenced yard, and an 8′ x 4.5′ outdoor shower, with space noted for a pool. Upstairs, an open kitchen flows into the gathering room, where a wall of newer glass doors leads to a 39′ x 14′ balcony facing the Atlantic. The owner’s suite features a renovated bath with a walk-in shower, while a front balcony captures west-facing sunsets. Fully wired for a security system and surround sound, the home is designed for daily ease and coastal rhythm.

Along the water’s edge on the St. Johns River, this expansive 4-bedroom, 3.5-bathroom residence offers roughly 150 feet of direct river frontage designed for both quiet retreat and easy entertaining. The downstairs Primary Suite anchors the main level with dual vanities, a large soaking tub, a huge walk-in shower, and two walk-in closets. Nearby, a flexible separate dining room/office adapts to the day’s needs, while the large kitchen pairs stainless steel appliances with ample counter space, a wet bar, and a bright breakfast nook. A newly painted interior keeps the atmosphere fresh and light. Upstairs, two bedrooms share a Jack and Jill bathroom, and a fourth bedroom enjoys its own updated full bathroom. Outside, a large screened-in porch overlooks a gazebo and a two-slip covered dock on deepwater—river life, beautifully within reach.

Along the waterfront in Gulf Harbour Yacht & Country Club, The Paramount pairs a gated, secure setting with concierge-level service, including two full-time on-site maintenance managers and daily package delivery to your door. Offered exquisitely furnished, this Torriera floorplan opens via a private elevator to a gracious foyer and expansive open-concept living, framed by sweeping views of the river, golf course, and private marina. The gourmet kitchen is finished with granite countertops, a tumbled marble backsplash, custom lighting, and premium appliances, while a wet bar with wine cooler supports easy entertaining. The primary suite adds a custom walk-in closet and spa-inspired bath with dual granite vanities, jetted soaking tub, and walk-in marble shower. Amenities include a resort-style pool and spa, fitness center with sauna, social lounge with catering kitchen, and an expansive screened lanai with Roll Secure hurricane shutters for sunset evenings.