5 Oceanfront and Lakefront Florida Retreats from the Keys to Miami Beach

Along the water’s edge in Cudjoe Key, this oceanfront conch cottage sits within the gated community of Cudjoe Cove, framed by panoramic Atlantic views and direct ocean access. Built of concrete, it pairs a standing seam metal roof with impact-rated windows—practical choices for an easygoing coastal retreat. Inside, an open floor plan keeps daily life relaxed and connected, whether you’re coming in from the dock or settling in for a quiet evening. The deeded dock is outfitted with water and electric, making time on the ocean feel seamlessly woven into the routine. Beyond the home, residents enjoy access to a resort-style community pool with a waterfall, offering a leisurely counterpoint to the pull of the Atlantic. Days here naturally follow the tide.

Along the water’s edge on the oceanside of Summerland Key, this quintessential cottage pairs original character with practical, storm-minded upgrades. Inside, original Miami-Dade cypress floors and soaring ceilings bring warmth and a welcome sense of volume. A recently renovated, retro-inspired kitchen adds personality with teal blue appliances, while spacious living areas extend naturally to a screened waterside porch framed by sweeping ocean views. Tastefully updated bathrooms feature custom tile and finishes that balance coastal ease with modern function. Built for durability, the home includes a metal roof, Hardie board siding, and upgraded impact windows and doors. Outside, a brand-new 100-foot pier dock with a 10K lift stretches over turquoise water—equally suited to boating days, paddleboard launches, or sunset strolls. An outbuilding offers flexible workshop or gear storage, complemented by an additional storage shed and tropical landscaping.

Along the water’s edge in Sunset Lakes, this upgraded Valencia model pairs a lakefront setting with nearly $500K in improvements, including a new roof, full impact windows and doors, and a high-efficiency Lennox 28 SEER HVAC system. Soaring ceilings bring in abundant natural light, while the remodeled open-concept kitchen is tailored for entertaining with quartz countertops, ceiling-height cabinetry with pull-outs, a generous island, and LG Signature stainless steel appliances—double wall ovens and a convection microwave included. A walk-in butler’s pantry adds more quartz and storage. The primary suite offers custom closets and a private balcony overlooking the lake, complemented by a remodeled primary bath. Outside, a private backyard retreat features a pool, travertine surfaces, a screened patio, and a 20 x 20 pergola with motorized sun and bug screens—made for long, easy evenings by the water.

Along the water’s edge in Sugarloaf Shores, this beautifully remodeled 3-bedroom, 2-bath home pairs contemporary comfort with true Lower Keys ease. Concrete construction, a metal roof, impact windows, and modern finishes create a clean, durable backdrop for everyday living. New appliances support a streamlined routine, while a spacious balcony extends the living space outdoors—an inviting spot to slow down and take in the tropical setting. On the waterfront, a brand new 20×8 dock offers direct boating access with no bridges to the ocean, making spontaneous outings feel effortless. Tropical landscaping frames the property with lush privacy, and there’s even room for a pool if you’d like to expand the outdoor experience over time. It’s a relaxed retreat designed for days that naturally drift from indoors to out.

Along the water’s edge on Collins Avenue, this beautifully renovated oceanfront residence is designed for easy, modern living. Sun-drenched interiors unfold behind expansive floor-to-ceiling windows, where an open-concept layout keeps sightlines clean and the atmosphere airy. Step onto the private balcony for ocean breezes and captivating city and water views—an effortless daily reset.