5 Florida Golf and Waterfront Retreats Under $370K

On Manor Drive in the Manor Hill subdivision of Sun N Lake of Sebring, this well-built custom residence (constructed in 2005) balances practical upgrades with thoughtful finishes. The living room is detailed with custom built cabinetry topped in granite, while recessed lighting and crown molding carry throughout. White ceramic tile floors set a clean backdrop, with the dining area accented in marble, plantation shutters, and a chandelier. In the bright kitchen, 42-inch step-up wood cabinetry pairs with Earth Stone countertops and stainless-steel appliances. The primary suite adds a sitting area and a double tray ceiling with ceiling fans, complemented by a bath with a two-sink marble vanity, soaking tub, and large walk-in shower. Recent improvements include a 2022 roof and updated HVAC and water heater, plus a Champion dual-fuel portable generator connection. Beyond the door, Sun N Lake offers golf, trails, fitness, pools, and courts for an active rhythm.

Steps from the Intracoastal Waterway in South Venice, 4919 Lemon Bay Drive channels a mid-century modern coastal sensibility with an easy, lived-in feel. A circular crushed-shell driveway provides ample parking for a boat or RV and sets a relaxed tone on arrival, opening to a tropical entry. Inside, tile flooring runs throughout, while the living room’s stone fireplace adds warmth and texture. The kitchen keeps things practical and crisp with stainless steel appliances, tile counters, and a breakfast bar for casual mornings. Newer sliding and French doors draw in natural light, and a split-bedroom layout supports privacy. Outdoors, multiple seating areas and an oversized screened lanai extend the day. Optional South Venice Community Association membership offers access to the boat ramp and the private South Venice Beach ferry, keeping the water close to everyday life.

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On a residential street in Sun City Center, this spacious Florenzi floor plan balances easy finishes with a resort-minded setting. Tile floors and wood laminate run throughout, complemented by crown molding and a new HVAC system. Practical upgrades continue with a new garage door opener with camera, controlled through the myQ app for cell phone access, plus an updated vanity in the guest bath. Start the day on the roomy screened lanai facing east, where morning sun meets tranquil pond views. Just steps from the front door, The Renaissance Club invites lingering afternoons with its pool, hot tub, Amichi’s Bar and Grill, fitness center, sauna, steam room, and Ladies SPA. Natural gas serves cooking, heating, and hot water, while the monthly maintenance covers tile roof care, exterior upkeep, landscaping, lawn and shrub watering, and building insurance. Life here can be as active—or as unhurried—as you choose.

Along the water’s edge in Punta Gorda’s Heritage Landing, this first-floor lakefront Veranda Bromelia model, completed in 2023, pairs a lightly lived-in feel with thoughtful upgrades throughout. Used less than 25 weeks over the past two years, it presents in move-in/model condition, with crown molding, an architectural wall in the golfer’s den, and accent paint in the kitchen and on a living room wall. Sunscreens on both the front and rear lanais add comfort and privacy, while upgraded fans and light fixtures bring a refined finish. A one-car detached garage rounds out the practical details. Golf course membership is included, and the 24-hour guard-gated community now features a newly opened clubhouse with full-service bars and dining indoors and out—an easy backdrop for days anchored by the 18-hole par 71 Gordon Lewis Championship course.

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Along the water’s edge in Sun City Center, this spacious Kingston residence pairs a split floor plan with pond views and a thoughtful slate of recent updates. A large glassed-in Florida room and a breakfast-nook bay window frame nature at its finest, bringing the outdoors into everyday routines. Inside, volume ceilings elevate the formal living and dining rooms, while the kitchen offers abundant counter space and all-new, never-used stainless appliances. Practical improvements include a new roof (2024), new HVAC with a transferable 10-year warranty, plus new washer, dryer, and fresh interior and exterior paint. Following a TECO energy audit, added insulation and sealed ductwork support comfort year-round. The primary suite features his-and-her walk-in closets, double sinks, a garden tub, and a walk-in shower, with a guest bedroom and Murphy bed offering flexible space for an office.